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Mike Barakat, The 007 Mortgage Broker
Welcome to my site! ! I’m Mike Barakat, a licensed mortgage professional with over 10 years of experience helping clients nationwide secure the best home loan options. As a representative of West Capital Lending, I work with a network of 100+ lenders to offer personalized solutions and access to some of the best rates available. I’m also the #1 mortgage broker partner with Rocket Mortgage, ensuring you get exclusive programs and competitive deals. Whether you're buying your first home or refinancing, I’m here to provide honest, efficient, and professional service to help you make the best mortgage decision quickly and seamlessly.
Let’s work together to make your homeownership dreams a reality.
Currently Licensed in MI FL AZ WA PA OR

What We Do
What We Do
01
Purchase or Refinance
Access to Conventional, FHA, VA, USDA & NON QM LOANS
02
Home Equity Loans
A fixed second mortgage option
03
Home Equity Line Of Credit
Get a HELOC with NO onsite Appraisal required
04
Lower payments, shorter terms, debt consolidation!
We will customize a solution that helps fit all of your needs
05
Reverse Mortgages
Get the cash you need without monthly mortgage payments

Our Impact
in Numbers
Facts & Figures
+5k
Families Helped
Over 5,000 Families Helped
Client Satisfaction
Customer Satisfaction Rate
97%
150m
Loans Funded
In Loans Funded to Date
Average Loan Approval Period
Fast Approvals
1-day

Build Your Future Today, With The Right Mortgage Tomorrow
Step 1: Submit Your Information Online
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Fill Out the Form: Start by providing some basic information about yourself and your financial situation. This includes your name, contact details, income, and employment information.
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Submit the Form: Once you’ve filled out the form, click the “Submit” button to send your information to us. We’ll review your details and prepare to reach out to you.
Step 2: Discuss Your Goals with Mike
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Initial Consultation: After submitting your information, Mike Barakat will contact you to set up a consultation. This can be done over the phone or in person, depending on your preference.
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Personalized Advice: During this consultation, Mike will discuss your financial goals, answer any questions you have, and provide personalized advice tailored to your unique situation.
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Loan Options: Mike will also explain the various loan programs available through our lender partners, helping you understand which option is best for you.
Step 3: Get Your New Home Loan
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Application Process: Once you’ve decided on the right loan program, Mike will guide you through the application process. This includes submitting any additional documentation required by the lender.
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Approval and Closing: After your application is reviewed and approved, you’ll move to the closing stage. Mike will be there every step of the way to ensure a smooth and efficient process.
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Move-In Ready: With your new home loan in place, you’re ready to move into your new home and start the next chapter of your life.
Ready to Get Started?
Don’t wait any longer to achieve your homeownership dreams. Follow these three simple steps and let Mike Barakat help you secure the best mortgage solution for your needs.
What Our Clients Say
“Mike Helped Us Buy Our New Home!”
Emily & Rachel Smith

“Consolidation and Savings with Mike”
Sarah Nguyen

“Debt-Free and Thriving Thanks to Mike”
Michael Rodriguez

Let’s help you accomplish your home loan goals together!