


Loan Programs
Welcome to the world of mortgage options with me, Mike Barakat, your 007 Mortgage Broker at West Capital Lending. Think of me as your financial secret agent, ready to uncover the perfect mortgage solution for you. With partnerships with over 100 direct lenders, including Rocket Mortgage, I have access to a vast array of loan programs tailored to fit your unique needs and lifestyle. Whether you're a first-time homebuyer, looking to refinance, or seeking a specialized loan, I've got you covered. We offer a variety of programs such as bank statement loans, 1099 loans, and no income doc loans. Even if your credit score is as low as 550, there's a solution waiting for you. Remember, everyone's situation is different, and some terms and restrictions may apply, so don't hesitate to reach out for more information.Over the next few slides, we'll dive into some of the exciting loan programs available through our lender partners. Let's work together to make your homeownership dreams a reality—no spy gadgets required, just expert advice and personalized service!
Conventional
A conventional loan can be a good fit if you have a strong credit history, can make a significant down payment, and want flexibility in loan terms...

FHA
An FHA (Federal Housing Administration) loan is a type of government-backed mortgage loan designed to make homeownership more ...

VA
A VA (Department of Veterans Affairs) loan is a type of mortgage loan program specifically designed to assist eligible veterans, active-duty service...

NON-QM
Non-QM loans offer a valuable alternative for borrowers who face challenges with traditional mortgage options, providing the flexibility and...

HELOC's & HELOANS
A home equity loan or home equity line of credit (HELOC) is a financial product that allows homeowners to borrow against the equity...
